Anchor Point Benefit Group
Turning 65 Timeline
A practical checklist for the months leading up to Medicare.
90–120 days before 65
- Confirm whether you will stay on active employer coverage.
- Make a list of your doctors, prescriptions, pharmacies, and preferred hospitals.
- Review your Social Security and Medicare enrollment status.
- Estimate your monthly healthcare budget.
60–90 days before 65
- Enroll in Medicare Part A and Part B if needed.
- Compare Medicare Advantage, Medicare Supplement, and Part D options.
- Verify doctor networks and prescription coverage before enrolling.
30–60 days before coverage begins
- Confirm effective dates.
- Watch for membership cards and plan materials.
- Verify your pharmacy and primary care information.
- Keep copies of enrollment confirmations.
After coverage begins
- Confirm your prescriptions process correctly.
- Schedule needed appointments.
- Call with questions about benefits, referrals, or plan use.