Medicare Advantage
All-in-one plans that may include benefits such as dental, vision, hearing, prescription drug coverage, and more, depending on the plan and service area.
Licensed Medicare Broker
Medicare made simple. Guidance you can trust.
As an independent Medicare broker, Frank Fluharty helps you navigate available plan options with confidence, clarity, and ongoing support.
No obligation. No separate consultation fee charged to you. Plan options vary by county, carrier, eligibility, and enrollment period.
Independent GuidanceCompare available options from selected carriers.
Local SupportQuestions before, during, and after enrollment.
Licensed AdviceCalifornia license number 4410164.
I can help you with
Clear guidance for the Medicare decisions that matter.
The goal is to help you understand available options, compare plan types, and choose a direction that fits your doctors, prescriptions, budget, and preferences.
Medicare Supplement
Help understanding Medigap options that can help with out-of-pocket costs when used with Original Medicare and providers that accept Medicare.
Part D Drug Plans
Compare prescription drug plans using your medications, pharmacy preferences, formulary information, and annual plan changes.
Dental, Vision & Hearing
Review plan options that may help with seeing, hearing, and smiling with confidence. Benefits and costs vary by plan.
Ongoing Support
Year-round help with questions, plan notices, annual reviews, and understanding when plan changes may be available.
Independent Guidance
Understand your choices in plain language with personalized attention and a process centered on your needs.
How it works
A simple, careful review process.
The review is designed to be helpful, compliant, and easy to follow. You stay in control of the conversation.
1
Start with your needs
We discuss your doctors, prescriptions, budget, travel habits, and coverage preferences. Please do not send Medicare Numbers, Social Security numbers, or banking details through the website.
2
Compare available options
You receive clear explanations of available plan types and tradeoffs. For personal marketing appointments, a Scope of Appointment may be required before plan-specific details are discussed.
3
Support after the decision
Frank is available for questions throughout the year, including annual reviews and help understanding plan notices or enrollment windows.
Helping you navigate Medicare with confidence.
Book a Medicare Review
Licensed local guidance. Honest explanations. Ongoing support.
Additional Senior Support Programs
Welbe Health / PACE Program Information
Certain individuals may qualify for PACE services depending on eligibility requirements and service area. PACE programs are designed to help eligible seniors remain independent through coordinated care and support.
Transportation Support
Transportation to approved appointments and program services may be available for qualifying individuals.
Coordinated Care
Medical, prescription, and support services may be coordinated through a care team.
In-Home Support
Some participants may qualify for support services intended to help them remain independent at home.
Eligibility Guidance
Learn whether PACE or Welbe Health services may be appropriate based on age, location, and program requirements.
PACE eligibility, availability, benefits, and services vary by service area and individual qualification requirements. This information is educational and is not a guarantee of eligibility or enrollment.
Let’s connect
Talk with Frank.
Call, text, email, or schedule a time that works for you.
Request a review
Send a quick message.
This form opens a pre-filled email to Frank. It does not enroll you in a plan.
Compliance & disclosures
Consumer-first Medicare information.
We do not offer every plan available in your area. Currently we represent [insert number of organizations] organizations which offer [insert number of plans] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.
Not government affiliated: AnchorPoint Benefit Group is not connected with or endorsed by the United States government or the federal Medicare program.
Plan availability: Plan benefits, premiums, provider networks, drug formularies, pharmacies, eligibility, and enrollment periods can vary by plan, county, and year. This website does not provide plan-specific benefit, premium, or enrollment advice.
Appointment scope: For one-on-one discussions about Medicare Advantage, Medicare Part D, or other health-related products, a Scope of Appointment may be required before plan-specific marketing topics are discussed.
Accessibility: Need help accessing information in another format? Contact Frank using the phone or email above. You can also contact Medicare at 1-800-MEDICARE for information about all Medicare options.